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Liberty Mutual Insurance has partnered with California Southwestern Insurance Agency (CSIA) to offer specialized insurance coverage for mobile home parks.

Our Mobile Home Park Program is designed to address the unique risks and exposures of mobile home park owners and operators. With over 40 years of experience in underwriting and insuring mobile home parks, CSIA can develop a custom insurance package to meet the needs of almost any mobile home community owner. Target classes include Mobile Home or Manufactured Housing Communities. Incidental RV exposure, mobile home sales and swimming pools may be considered.

Coverages available through Liberty Mutual include:

Property

  • Building
  • Business Personal Property
  • Business Income and Extra Expense including Loss of Rents
  • Equipment Breakdown
  • Crime
  • Inland Marine
  • Debris Removal, including non-owned abandoned property
  • Property Extensions Endorsement

Casualty

  • General Liability including Medical Payments and Personal Injury
  • Employment Related Practices Liability
  • Supplementary Payments, including court coasts taxed against the insured
  • General Liability Extension Endorsements
  • Commercial Automobile including Hired and Non-Owned Liability and Garage-keepers Legal Liability

Other coverages available through Southwestern Insurance Agency include:

  • Workers Compensation
  • Excess Liability
  • Flood
  • Earthquake
  • Tenant Discrimination
  • Directors & Officers
  • Real Estate Errors and Omissions

Program is available in all states except Hawaii and Florida

In order to provide you with a package quote, we will need the following:

  • Complete Acord Application, including acord 125, 126, and 140
  • A Mobile Home Park Supplemental Application completed and signed by the insured
  • Loss Runs for the previous 5 years. If 5 years loss runs are not available, we can still consider your application with supporting documentation.
  • A copy of the most recent loss control inspection for the mobile home park and confirmation that all loss control recommendations have been complied with.
  • Does the insured have any business auto coverage in place for owned auto?
  • Provide a brief narrative explaining the insured's experience in the mobile home park industry and any other information that may help in underwriting the account.

Should you have any questions about the required information to secure a quote, feel free to contact our office at 800-352-0393

Best Regards,

California Southwestern Insurance Agency

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