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Renters insurance is a type of insurance policy that pays out in the event that your belongings need to be repaired or replaced due to damage or theft.
Most landlords today require renters insurance as a condition of signing a lease. Be ready to buy renters insurance if you haven’t already.
Compared to other types of insurance, renters insurance is relatively inexpensive. The cost of a renters policy depends on the collective value of the property your insuring. Insurance Institute reports the average renters insurance policy costs on average $300 a year.
A standard renters insurance policy is made up of a few different types of coverage. Get a full list from your agent so that you have it.
Renters insurance can cover damage and injury caused by pets, but you should check your policy to see which pets are covered.
You can let your CSIA agent know, but to get the claims process rolling fast, you can report a claim online period.