Did you know that most all General Liability insurance policies exclude discrimination. Regulatory complaints and litigation often include allegations of discrimination. Allegations of discrimination due to race, familial status, age, sexual preference, and non-compliance with the American Disabilities Act (ADA) are common every day occurrences. A good way you can protect yourself from this is to buy supplemental insurance coverage for discrimination. In the insurance world, there are two types of discrimination, employment related and 3rd party, i.e. customers, vendors, tenants, or clients.
Supplemental Insurance is available for both Employment Practices Liability and 3rd Party Liability. A standalone insurance policy can be purchased, or one prominent insurer of mobilehome parks is now offering to add this form of insurance coverage to their Commericial Package Policy, specifically designed for mobilehome parks. For more details, please feel free to contact us