Serving Restoration Contractors in California

At California Southwestern Insurance Agency, our goal is to design an insurance program that meets the needs of your Restoration Business and provide hands-on service so that you focus on your business not your insurance. 

Unique Program Designed For Restoration Contractors


If you are a California Restoration Contractor you have probably had difficulty finding an insurance policy that meets your specific needs. At California Southwestern Insurance Agency we have a specialized insurance program designed specifically for Water Damage and Fire Damage Contractors. Our Restoration Insurance program can be crafted to meet your company's specific needs.


In addition to great coverage and service, you will be receiving a policy that meets the insurance requirements of the top referral services such as Alacrity Services and Crawford Company. We know that this is very important to your business and strive to make sure our program meets all the necessary requirements.

Please give us a call or fill out our quote form to receive more information on our Restoration Contractors Insurance program and to see if your company can qualify.

Call Josh Woods at 949-707-0471 to discuss your insurance program. You can also send an email to





When purchasing coverage for your Water Damage or Fire Damage Repair Business there are many coverages that should be considered. Some of these coverages include General Liability, Commercial Property, Pollution Liability, Business Auto, Inland Marine, Equipment Breakdown and Excess Liability.


General Liability


General Liability Coverage will protect your business against claims made if someone is injured while at your job site or at your office location. It is extremely important that your business maintains General Liability Limits that are adequate to protect you from any possible litigation. A simple slip and fall claim at a job site or in your office can result in a serious financial loss if you are not protected with the right Restoration Insurance policy.


Pollution Liability


Pollution Liability Coverage is one of the most important coverages that your Water and Fire Damage Restoration Company can carry. This coverage protects your business from litigation that arises from pollution as a result of your work. One example of this would be the manifestation of mold in a home after a job has been completed. If you complete a job, but fail to dry the wood framing of a home or commercial building enough to prevent mold you can be held liable by the building owner. These types of claims can be very costly and for multiple reasons. The first is that the job you just completed will have to be started over, including the demolition of your already completed work. The second major cost is the potential for bodily injury claims as a result of the mold. These bodily injury claims can be very complex and become extremely expensive. California Southwestern Insurance Agency has the ability to offer your company limits of Restoration Contractor Insurance for pollution liability from $1 Million to $25 Million.



Equipment Breakdown


Another Key Coverage that should be considered whether you are a Flood Damage Contractor, Fire Damage Contractor or Building Restoration Contractor is Equipment Breakdown. Without the equipment you use in the day to day operations of your business you would not be able to work. Equipment Breakdown Coverage will protect you from loss of income as a result of Equipment Breakdown.


These are just some of the coverages that should be considered when you are looking for a Restoration Contractors Insurance policy for your Restoration Service. If you would like to discuss our insurance program further and some of the other coverages that are essential to your business feel free to gives us a call.

Experienced, Professional, Dependable


The Business Insurance Team at California Southwestern Insurance Agency is one of our most valuable groups. The Business Insurance Department consists of more than 10 highly knowledgeable insurance representatives. Several of our commercial insurance team members have achieved their Certified Insurance Counselor designation from the National Alliance. In addition to Certified Insurance Counselor's, the CSIA business team has several National Alliance Certified Insurance Service Representatives. Give us a call today to discuss your insurance needs!



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Southern California Office:

21 Orchard, Lake Forest, CA 92630

(800) 352-0393