PAVING CONTRACTORS & STREET SWEEPERS
Specialized Coverage for Over 15 Years
Here at California Southwestern Insurance Agency, we have been writing insurance for paving contractors and street sweepers for more than 15 years. Over the years, we have learned the ins and outs of insuring pavement maintenance contractors.
Whether you are an owner-operator or a large paving contractor, we will work with you to tailor an insurance program to meet the needs of your business.
COVERAGE WE CAN OFFER YOU
Street Sweepers and Paving Contractors have unique exposures that are not found in other industries. Due to the unique exposures that Paving Contractors face, there are several lines of coverage that should be considered for your insurance program. We can assist with all lines of coverage for Paving Contractors and Street Sweepers. Below is a list of some of the coverages we can offer.
COMMERCIAL PACKAGE INSURNACE
Commercial Package Insurance is the starting point for almost every complete Insurance Program. A typical commercial package policy will include commercial property coverage, inland marine coverage, and general liability. However, several additional lines of coverage can be added to most commercial package policies to enhance the level of protection for your business.
Some examples of additional coverages that we may be able to add to your package policy include employment practices liability and employee dishonesty. Adding these coverages to your commercial package policy can be much less expensive than writing standalone coverage.
COMMERCIAL AUTO COVERAGE
Commercial Auto Coverage is one of the most important coverages for paving contractors. We work with several A Rated insurance carriers that write commercial auto for street sweepers and paving contractors.
WORKER'S COMPENSATION COVERAGE
Whether your business has one part-time employee or large full-time staff, you need to have workers compensation coverage. Workers compensation coverage is required by law in almost every state. We work with several of the most competitively priced worker's compensation insurance carriers for Pavement Maintenance Businesses and can assist you with securing the coverage you need.
EXCESS LIABILITY COVERAGE
Another important coverage for a complete Insurance Program is Excess Liability Coverage. Excess Liability coverage can be purchased in increments of $1 Million Dollars up to $20 Million Dollars or more.
MANY ADDITIONAL COVERAGES
We do not only offer Commercial Package, Excess Liability, and Worker's Compensation Coverage. We offer many more coverages that can enhance your overall insurance package. Some of these coverage include:
Employment Practices Liability
Difference In Conditions (Earthquake & Flood)
and Much More
OUR BUSINESS INSURANCE TEAM
Experienced, Professional, Dependable
The Business Insurance Team at California Southwestern Insurance Agency is one of our most valuable groups. The Business Insurance Department consists of more than 10 highly knowledgeable insurance representatives. Several of our commercial insurance team members have achieved their Certified Insurance Counselor designation from the National Alliance. In addition to Certified Insurance Counselor's, the CSIA business team has several National Alliance Certified Insurance Service Representatives. Give us a call today to discuss your insurance needs!