Take the worry out of your home insurance

Peace of Mind

CSIA has been protecting home for over 45 years

Simple. Smart. Insurance

Customers told us the things they disliked about Insurance and we listened

Tailored Coverage

We guarantee at your next renewal, you'll get the same or an even better price.

Protect what you love

Safeguard your house, belongings, and more affordable with homeowners insurance

Types of
coverage

Information that helps you plan, prepare and protect.

Manufactured Home or Mobile Home

Although manufactured homes, once commonly referred to as mobile homes, are built in a factory and then moved to a chosen location, they are not much different than a single-family dwelling — even when it comes to insurance. Whether you live there year-round or seasonally, the policy needs to be specifically designed to fit your unique needs to protect your valuable investment.

Dwelling Coverage

Covers the physical structure of your Manufactured or Mobile Home home, like the walls and roof.

Personal Property

Covers your personal property inside the home like furniture and stereos, even if they are damaged or stolen outside the house.

Other Structures

Covers the physical structure on your property that are not attached to your mobile home, like a garage, or storage shed.

Guest medical coverage

Covers the cost of medical expenses for a person who is injured on your property.

Liability coverage

Defends and covers you in someone sues of files a claim against you after being injured on your property or you damage someone else’s property.

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          Maria Marlin Retired Govt Officer, ON, Canada

          Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

          Maria Marlin Retired Govt Officer, ON, Canada

          Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.

            What happens if...

            Simple. Smart. Insurance protecting what matters

            Yes, your homeowners insurance covers a large number of perils. However, you should always consult with your agent on Insurance limits and coverage.

            If the unexpected happens, losing your home contents could be distressing as well as financially devastating. Your Farmers homeowners, Townhouse, Condo and Renters policies cover the loss of your personal belongings, subject to the policy limits and conditions.

            Your home is probably the single largest investment you'll ever make. By insuring your home, you are helping to protect your investment.

            A deductible is the amount you’re responsible for in the event of a covered loss.

            For home policies, there are three common types of deductibles: A flat deductible, A percent deductible and A split deductible.

            You can let your CSIA agent know, but to get the claims process rolling fast, you can report a claim online period.

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