APARTMENT BUILDING INSURANCE
Protecting Apartment Building Owners For Over 45 Years!
We have been providing excellent insurance to apartment owners for over 45 years. Whether you own a 4-plex or a 100 unit apartment complex, we can assist you with your insurance.
COVERAGE WE CAN OFFER YOU
As mentioned above, we will work to design an insurance program that will meet the needs of your Apartment Building or Buildings. Below is a list of some of the coverages that we can offer to you.
COMMERCIAL PACKAGE OR BUSINESS OWNERS INSURANCE
Commercial Package or Business Owners Insurance is the starting point for every Apartment Owners Insurance Program. A Package Policy typically consists of two major coverage parts, Commercial Property and Commercial General Liability. In most cases, the Commercial Package policy can be endorsed to include additional coverages such as Garage Keeper's Legal Liability, Equipment Breakdown Coverage, Hired & Non Owned Auto Liability and more.
EXCESS LIABILITY INSURANCE
Another important coverage to consider for your insurance program is Excess Liability. The market value of an Apartment Building alone is enough to justify the purchase of additional liability limits for your property. Excess Liability coverage can be purchased in increments of $1 Million Dollars up to more than $20 Million Dollars.
WORKERS COMPENSATION COVERAGE
Whether your Apartment Building has 1 part time employee or a full staff of landscapers and managers, you need to have workers compensation coverage. Workers compensation coverage is required by law in almost every state. We work with several of the most competitively priced worker's compensation insurance carriers for Apartment Buildings and can assist you with securing the coverage you need.
MANY MORE ADDITIONAL COVERAGES
We do not only offer Commercial Package, Excess Liability, and Worker's Compensation Coverage. We offer many more coverages that can enhance your overall insurance package. Some of these coverage include:
Employment Practices Liability
Difference In Conditions (Earthquake & Flood)
and Much More
Apartment buildings are one of the most prized real estate investments available. Investors are constantly looking for new apartment buildings that are available to purchase spending countless hours looking for properties that will provide them with the greatest cash flow possible.
We understand just how much work goes into acquiring and maintaining an apartment building. Because of this, we work extremely hard to provide our apartment owner clients with the best possible coverage for their investment at a price that can't be beaten.
Whether you own a 4-plex or a 100 unit apartment complex, we will work hard to design an insurance program to meet your needs.
OUR BUSINESS INSURANCE TEAM
Experienced, Professional, Dependable
The Business Insurance Team at California Southwestern Insurance Agency is one of our most valuable groups. The Business Insurance Department consists of more than 10 highly knowledgeable insurance representatives. Several of our commercial insurance team members have achieved their Certified Insurance Counselor designation from the National Alliance. In addition to Certified Insurance Counselor's, the CSIA business team has several National Alliance Certified Insurance Service Representatives. Give us a call today to discuss your insurance needs!