What We Do Best
CSIA has a partnership with Mercury Insurance Group, Safeco Insurance Companies, Capital Insurance Group, and several other leading underwriters to assist with meeting the insurance needs of thousands of customers. CSIA automobile insurance programs offer up to 15% discount on Automobile and Homeowner Insurance rates if one of the above mentioned Insurance companies writes both policies.
One important example is the insurance services CSIA has provided to the mobile home industry over the past 30 years. During this period, CSIA has met the personal insurance needs of tens of thousands of manufactured home owners with insurance coverage for their manufactured homes. Currently we insure over 15,000 families that have chosen the manufactured home lifestyle. Also, during this same period CSIA has provided business insurance for thousands of manufactured home parks. Their insurance needs are met with a broad spectrum of coverage available by virtue of today's Commercial Package Policy, complemented with a number of specialized enhancements designed to meet the special needs of manufactured home park owners and operators. Boiler & Machinery Policies, Umbrella Liability Policies, and Flood & Earthquake Difference-In-Conditions Insurance policies are used to further supplement the Commercial Package Policy.
In 1995 it became apparent to CSIA senior management that the private passenger automobile insurance needs was being under served by independent insurance agents in California. The value-added services an independent insurance agent can provide insurance consumers weren't always readily available. CSIA formed a partnership with Mercury insurance Group, Capital Insurance Group, Safeco Insurance Companies, and several other leading underwriters to assist with meeting this need. CSIA and its insurance company partners are meeting the automobile insurance needs for thousands of Californians.
The construction industry is another important area of specialization for CSIA, particularly given the problems California has had with construction defect litigation. For the past 20 years CSIA has served this industry with insurance services for the smallest of artisan contractors, to large general contractors. Currently, hundreds of members of the construction industry look to CSIA for their insurance needs.
Hundreds of owners and operators of retail stores also look to CSIA for their insurance needs. Examples of this niche, will sound like Main Street USA, they include the designer clothing store located in a regional shopping mall, the neighborhood grocery store, the corner liquor store, your local ice cream shop, pizza parlor, or delicatessen.
In addition to mobile home park owners and operators, CSIA serves the insurance needs for many other members of the real estate investment community, such as apartment owners, shopping center owners, and retail-industrial park owners. The insurance expertise CSIA has to offer the real estate investor is second to none.
CSIA also provides Insurance for the Janitorial Service Industry and Pavement Maintenance Industry. CSIA has developed programs for these two industries with broad coverage and very competitive premiums. The programs we have developed for these two industries have been well received by hundreds small and large companies.
Last but not least CSIA have been serving the needs of companies and individuals for their Health, Life, and Disability Insurance needs. We have many insurance companies to offer competitive programs for small and large companies, as well as insurance for the individual.
Take a look at this web site for more information about the services we offer to business and individuals. You will find that our agents and licensed service support staff will offer you the comprehensive products you needs at a premium that makes sense.